|  Candidates for the ChHC designation must complete a minimum of six 
			courses and 12 hours of proctored examinations. They must also 
			fulfill stringent experience and ethics requirements. The ChHC program is considered the most comprehensive credential 
			available for benefits specialists interested in effectively 
			providing clients with cutting-edge information. The curriculum 
			provides professionals with an in-depth understanding of the latest 
			health care reforms mandated by recent legislation. Schaub holds numerous professional designations in addition to 
			the ChHC. Her 38 years of experience in the financial and insurance 
			industries provides the R.W. Garrett Agency customers with quality 
			service, problem resolution and thoughtful, thorough account 
			management. 
			[Text from file received] |