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			 The error rate has improved since HealthCare.gov's disastrous 
			debut on October 1, which created a political crisis for Obama as 
			opponents and supporters of the law questioned whether the most 
			sweeping social program since the 1960s was rushed well before it 
			was ready. 
 			Last week, the White House wrapped up a five-week emergency effort 
			to fix the most obvious of the website's technical problems and 
			between midnight on Sunday and noon on Friday, government health 
			officials said 3.7 million people visited.
 			But the current level of mistakes deeper into the system are 
			creating a new workload for insurers to verify the details of their 
			new members and could lead to unwelcome surprises for consumers if 
			there are mistakes in new policies that take effect on January 1.
 			HealthCare.gov relays information about new customers in so-called 
			"834" transaction forms to the private insurance companies that 
			provide the health plans. The portal serves people in 36 states 
			while 14 states are running their own online marketplaces.
 			"We believe nine of 10 transactions are being successfully 
			transmitted," the Centers for Medicare and Medicaid Services, or 
			CMS, spokeswoman Julie Bataille said at a news briefing. 			
			
			 
 			Previously, Bataille has said the majority of errors had been fixed 
			in these transactions but had not defined either the current or past 
			rate of mistakes.
 			She said the error rate has fallen, explaining that in the more than 
			two months since October 1, HealthCare.gov could have experienced an 
			error in as many as one in four transactions. Errors include forms 
			not being generated, transmitting duplicate forms and of forms with 
			technical data being passed incorrectly, she said.
 			Widespread errors in coverage could add to public complaints over 
			the law's rollout and provide ammunition to Republican lawmakers who 
			have campaigned all along to delay or replace the 2010 Affordable 
			Care Act, commonly known as Obamacare.
 			"The new process put in place this week is making a difference. The 
			enrollment files are getting better, but there is more work to do to 
			ensure consumers are covered," Karen Ignani, the chief 
executive officer of insurance industry trade group, America's Health Insurance 
Plans, said in a statement on Friday. BACKUP 
			SYSTEM
 			Insurers are also working with CMS on testing a short-term backup 
			system for the government to pay insurers for the income-based 
			subsidies that many individuals will qualify for on the new online 
			exchanges. The permanent system was not built before the website 
			opened for enrollment.
 			
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			The glitch-ridden consumer end of the website held back enrollment 
			during October, when fewer than 27,000 people enrolled through 
			HealthCare.gov. The government set a November 30 deadline for 
			repairs. On Sunday and Monday alone, 29,000 people signed up, 
			sources familiar with the number said.
 			The enrollment growth has raised questions about how insurers will 
			keep up if the applications have errors and whether consumers will 
			think they are covered by an insurance policy when they are not.
 			For instance, Jason Alford, the director of individual and 
			marketplace sales at Health First Health Plans in Rockledge, 
			Florida, said in an interview this week that applications are still 
			incorrectly displaying if the person is a smoker or a non-smoker, a 
			factor that determines the premium price in the state.
 			CMS said that there is a technology team dedicated to fixing the 
			issues with the transaction forms. The team is overseen by the 
			general contractor on the project QSSI, a unit of UnitedHealth Group 
			Inc.
 			In an unusual show of solidarity, AHIP, CMS and the Blue Cross Blue 
			Shield Association — whose licensees are the largest players on the 
			insurance exchanges — this week issued a joint statement to stress 
			their efforts to fix "back end" problems on HealthCare.gov.
 			Daniel Durham, vice president for policy and regulatory affairs at 
			AHIP, said this week that insurers will estimate how much they are 
			owed, and submit that estimate to the government.
 			Once the permanent system is built, the government and insurers can 
			reconcile the payments made with the plan data to "true up" 
			payments, he said.
 			(Reporting by Caroline Humer in New York, David Morgan and Roberta 
			Rampton in Washington; editing by Michele Gershberg and Grant 
			McCool) 
			[© 2013 Thomson Reuters. All rights 
				reserved.] Copyright 2013 Reuters. All rights reserved. This material may not be published, 
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